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CIS · 2026/27
CIS deductions, net of HMRC.
Pop in a contractor's invoice. We split out the labour, the materials, and the CIS deducted at source — and we show you roughly how much of that will come back when we file your year-end return.
CIS status
You'll be paid
Gross invoice £3,000£3,000 · CIS deducted £480£480 (20% × labour)
Labour
Materials (no CIS)
VAT @ 0%
Gross invoice
CIS deducted
−£480£480
Net paid to you
Year-end estimate
If this is a typical week, annualised CIS deductions ≈ £24,000£24,000 . Tax + Class 4 NI on £32,000 profit ≈ £5,052£5,052 .
Likely refund: £18,948£18,948
Rough indication — based on a fictional 50 week year and your stated profit. Material splits, mixed contracts and verifications can change the figure meaningfully. We'll calculate precisely when we file.