Income tax · 2026/27
What you'll pay HMRC, band by band.
rUK rates only (England, Wales, NI). Includes the personal allowance taper above £100k. Numbers update live as you type.
Total income tax
Effective rate 19.1% · Personal allowance £12,570
Band-by-band
Personal allowance
£0 – £12,570 · 0%
on £12,570
Basic rate
£12,570 – £50,270 · 20%
on £37,700
Higher rate
£50,270 – £125,140 · 40%
on £9,730
Calculations assume rUK rates and no other deductions. Real tax bills can vary based on pension contributions, gift aid, marriage allowance transfers and dividend/savings income. This is guidance, not advice.
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